Justin Weber

FEMA recently redesignated thousands of properties across Northeast Pennsylvania as lying in a flood plain, forcing several residents to purchase flood insurance. 

Major floods like Tropical Storm Lee in 2011 have left their mark on the region, submerging thousands of properties across Luzerne County in dangerous floodwater. However, water damage isn’t always the result of flooding or heavy snowfall, but can come from structural defects or burst pipes. 

If left unresolved, continuous water damage can result in mold and mildew, a bulk of which hides beneath the surface and requires special inspection. 

For homeowners looking to purchase a home in Northeast Pennsylvania, identifying water damage could be the difference between expensive repairs and mold remediation. 

This guide will help you uncover signs of water damage yourself, as well as tools and services available to inspect for water damage and mold. 

Why Water Damage Is Such a Serious Issue

Water intrusion can start small in the form of basement or roof leaks and slowly damage the structure of the house until major repairs are required. 

According to Angi, the average cost of repairing water damage is between $3 and $7.50 per square foot, meaning that small leaks caught early can be manageable, but whole-home issues could total over ten thousand dollars easily.  

The extent of water damage is often more than meets the eye. Many homeowners may cover over previous water damage on walls and ceilings with new paint, concealing the true depth of the damage, which will be missed without a proper home inspection. Considering that a majority of homes in the region are wood-framed, water exposure to framing components and drywall can rot your home from the inside out very quickly. 

Finally, as we’ll discuss below, uncovering water damage can make it difficult for homeowners to insure or acquire a mortgage. Therefore, it’s important to be proactive and spot the signs of water damage before they become unmanageable.  

The Three Main Types of Water Damage

An important component of visually inspecting water damage is understanding what type of damage you are dealing with. Water damage can be classified by its source and contamination level, which directly affects cleanup procedures, health risks, and repair costs.

1. Clean water damage typically comes from a controlled source—like a burst supply line, leaky faucet, or overflowing sink. While clean water seems harmless, it can soak into porous materials and cause warping or mold growth within 24 to 48 hours if not dried properly.
2. Gray water damage comes from appliances such as washing machines or dishwashers. It contains mild contaminants like detergents or food residue, which can create unpleasant odors and encourage bacterial growth. If absorbed into carpets or drywall, gray water damage often requires partial replacement rather than simple drying.
3. Black water damage is the most dangerous, originating from sewage backups, river flooding, or storm runoff. Black water carries bacteria, waste, and chemicals that can pose serious health risks and almost always demand professional cleanup and disinfection.

Knowing what kind of water caused the problem helps inspectors determine both how extensive the damage is and why certain repairs are necessary to prevent recurrence.

How to Spot Visible Signs of Previous Water Damage

Not all signs of water damage are obvious at first glance. Many homeowners unknowingly live with the remnants of past leaks or flooding because they’ve been cosmetically covered up. Here’s how to identify the most common clues.

• Stained or discolored walls and ceilings. Yellow, brown, or rust-colored rings on drywall or plaster suggest that water once seeped behind the surface. Even if painted over, these stains often bleed back through over time.
• Peeling or bubbling paint. Moisture is trapped beneath the surface. As water vapor pushes outward, it causes the paint to lose adhesion, blister, or flake. This often happens near bathrooms, basements, or exterior walls that weren’t properly sealed.
• Warped or buckled flooring. Hardwood planks that cup or laminate panels that swell at the edges are telltale signs of a past leak or high humidity. In flood-prone parts of Pennsylvania, basement flooring often hides this damage under rugs or vinyl overlays.
• Musty odors. If you notice a damp or earthy smell in a finished basement, crawl space, or under a sink, it’s often a sign of mold or residual moisture trapped inside materials.
• Mold or mildew growth. Appears as black, green, or white spots along baseboards, corners, or behind furniture. Mold doesn’t appear unless there’s been sustained moisture, so its presence almost always points to prior water intrusion.
• Sagging ceilings or softened drywall. These structural changes occur when materials lose rigidity after prolonged exposure, often from roof leaks or pipe bursts hidden in upper floors.

If you spot any signs of current or previous water damage, contact a professional home inspector right away to determine the extent of the damage. 

How Home Inspectors Spot Hidden or Structural Water Damage

Professional home inspectors use specialized tools and techniques to detect water damage that isn’t visible to the naked eye.

Inspectors often begin with moisture meters to measure the exact moisture content within walls, ceilings, and floors. By comparing readings across different sections of the home, they can determine where water was absorbed and how far it spread.

They also use infrared (thermal) cameras to locate cold spots that indicate trapped moisture. Water cools more slowly than dry materials, so these cameras can reveal leaks behind walls, under insulation, or around window frames—areas that may look fine on the surface.

Inspectors will check attics and crawl spaces for subtle indicators such as rusted nails, water-stained insulation, or discolored sheathing. These spaces often reveal roof leaks or poor ventilation that can lead to long-term dampness.

Finally, they will inspect plumbing systems and foundation areas, looking for mineral deposits, corrosion, or efflorescence—a white powdery substance that forms when moisture seeps through masonry. These signs tell inspectors how water traveled through the home and why certain repairs may be needed to stop future leaks.

Because water can move in unpredictable ways, professional inspections are often the only way to uncover the full extent of damage after storms or floods.

Does Previous Water Damage Affect Home Insurance?

Water damage can impact your home insurance, but the impact depends on how and why the damage occurred. Insurance companies distinguish between sudden events, like burst pipes, and gradual problems, such as long-term seepage. Sudden damage is typically covered, while gradual damage is often excluded.

Homes in designated flood zones, such as along the Susquehanna or Lackawanna Rivers, may also require separate flood insurance. Standard homeowners’ policies do not cover flood-related damage, which is why documentation from professional inspections can make a big difference when applying for coverage or filing claims.

Insurers may raise premiums or limit coverage if a home has a history of multiple water claims. Having a clear inspection report that shows how and when damage was repaired helps protect your eligibility and ensures transparency during property sales.

How to Protect Your Home from Future Water Damage

Preventing future water damage in Pennsylvania starts with understanding how local weather and terrain affect your property. Here’s how to reduce the risk of future water damage:

1. Inspect your roof and gutters twice a year. Clean debris and check for damaged shingles before snow or heavy rain arrives.
2. Seal foundation cracks. Use waterproof epoxy or sealant to prevent groundwater from seeping through basement walls.
3. Install or maintain a sump pump. Test it before storm season to ensure it can handle runoff and snowmelt.
4. Improve drainage around your property. Extend downspouts at least five feet away from your foundation to keep water moving downhill.
5. Maintain proper indoor humidity. Use dehumidifiers in basements or crawl spaces to keep moisture below 50%.
6. Schedule annual inspections. Professional home inspections catch minor leaks, roof wear, or ventilation problems before they turn into costly repairs.
   

Taking these steps helps protect your home against the same threats that cause widespread damage across Northeast Pennsylvania each year.

FAQs

What areas in Northeast Pennsylvania are most prone to flooding?

Low-lying regions along the Susquehanna River, such as Kingston, Forty Fort, and West Pittston, are in high-risk flood zones. Parts of Stroudsburg, Scranton, and Wilkes-Barre have also experienced repeated basement flooding due to poor drainage and old stormwater systems.

How can I tell if a home in a flood zone has been damaged before?

Look for water lines on basement walls, rusted support beams, or signs of fresh paint that may cover old stains. A professional inspector can verify whether the damage is recent or historical using moisture and infrared tools.

Are homes with previous water damage harder to insure in Pennsylvania?

Yes. If a property has a record of frequent water claims, insurers may increase rates or require additional inspections. A clean, documented inspection report helps maintain eligibility.

How often should I schedule a home inspection for water damage?

Annually is best, especially after major storms or rapid snowmelt. Regular inspections help identify early warning signs before they develop into major repairs.

Scranton, Pennsylvania, averages around 41” of snowfall annually, putting it over 10” above the national average. 

Much of that snow will stick to your roof all winter long, placing heavy pressure on your roof and eroding asphalt shingles, which can lead to structural damage. 

However, the real danger of snowfall comes from ice dams, which form on the perimeter of your roof as snow melts and freezes. Most modern roofs are now built with ice and water barriers, but if your roof is old or outdated, it may not have proper protection. 

Ice can also freeze standing water in gutters, forcing melting snow to accumulate around your foundation. 

This guide will discuss several winter threats to roofs in Northeast Pennsylvania and ways to winterize your roof for Pennsylvania’s frigid winters. 

How Winter Weather Puts Roofs at Risk

Your roof is built to withstand a lot in order to protect your home, but older or poorly installed roofs may suffer from eroded shingles, ice dams, or leaks that put your home and attic at risk. During the winter, a combination of moisture, freezing temperatures, and the weight of snow and ice can push roofing materials and structures past their limits.

Here are a few of the key culprits to watch out for this winter:

• Snow accumulation: Even light, fluffy snow adds up in weight. Wet, heavy snow can weigh up to 20 pounds per cubic foot, creating thousands of pounds of stress on your roof.
  
• Ice formation: When snow melts and refreezes, it forms thick layers of ice that trap moisture and block proper drainage.
  
• Freeze-thaw cycles: Repeated melting and freezing cause roofing materials to expand and contract, weakening seals and loosening shingles.

Together, these forces can cause a chain reaction of roof damage that starts small but worsens rapidly with every storm.

Top 6 Winter Threats to Roofs in Pennsylvania

1. Ice Dams

Ice dams form when warm air from your attic melts the underside of the snow on your roof. As meltwater runs down to the roof edge, where it’s colder, it refreezes, creating a ridge of ice.

Once that ice dam forms, new meltwater can’t drain off properly, causing the water to pool behind the dam and seep under shingles and flashing, leaking into your attic or walls.

Many homeowners are largely unaware of ice dams and may ignore obvious signs, such as icicles hanging from the edges of their roof. 

Signs of Ice Dam Damage

• • Water stains or bubbling paint on ceilings and walls
    
  • Icicles hanging from eaves or gutters
    
  • Mold growth in the attic or insulation
    
  • Damp or compressed attic insulation
    

How to Prevent Ice Dams

• • Improve attic insulation and ventilation: Proper airflow keeps your roof’s surface cold and prevents uneven melting.
    
  • Seal attic leaks: Warm air escaping from vents, chimneys, or light fixtures contributes to snow melt.
    
  • Use a roof rake: Gently remove snow buildup near the edges after major storms (without climbing onto the roof).
    
  • Consider heat cables: Electric de-icing cables can help melt ice along the eaves in problem areas.
    

2. Structural Stress from Heavy Snow

A little snow looks harmless, but when accumulation builds up, your roof can experience extreme weight loads. This is especially risky for older homes, flat or low-pitched roofs, or structures with aging support beams or damaged sheathing. 

Wet snow can be particularly heavy. For example:

• 10 inches of fresh snow = roughly 5 pounds per square foot
  
• 10 inches of wet snow = up to 20 pounds per square foot
  

If several storms pile on before melting, that weight can cause sagging, cracking, or even collapse.

Signs of Snow Load Damage

• • Sagging rooflines or ceilings
    
  • Cracking or popping sounds in the attic
    
  • Doors and windows that suddenly stick or misalign
    
  • Leaks around roof penetrations (vents, chimneys, skylights)
    

How to Relieve Accumulated Snow Pressure

• • Use a roof rake from the ground to remove excess snow.
    
  • Hire a professional for deep or compacted snow removal—never climb onto a snow-covered roof.
    
  • If you notice sagging or cracking, call a roofing or structural expert immediately.
    

3. Shingle and Flashing Damage

The constant freezing and thawing of winter can be brutal on asphalt shingles and metal flashing. As water seeps into small cracks or under lifted shingles, it freezes, expands, and causes further separation. Over time, this leads to broken seals, curling shingles, and corrosion.

Signs of Shingle or Flashing Damage

• • Missing, cracked, or curled shingles
    
  • Exposed nail heads or flashing that’s lifting
    
  • Dark streaks or granule loss on shingles
    
  • Water stains around chimneys, skylights, or vents
    

Maintenance Tips for Shingles and Flashing

• • Inspect your roof before and after winter storms.
    
  • Keep gutters and downspouts clear so meltwater can drain properly.
    
  • Replace damaged shingles or flashing promptly to prevent leaks.
    

4. Gutter and Downspout Issues

Gutters play a vital role in directing meltwater away from your roof and foundation, but when they’re clogged or frozen, it can allow water to accumulate around your foundation.

Additionally, ice accumulation in gutters can cause them to pull away from the roofline, damage fascia boards, and create dangerous icicles. When meltwater has nowhere to go, it can also back up under shingles and into your home.

Signs of Gutter Trouble

• • Ice hanging off the roof edges
    
  • Water dripping down siding even when it’s not raining
    
  • Detached or sagging gutters
    
  • Pooling water around the foundation
    

How to Maintain Gutters During Winter

• • Clean gutters thoroughly before winter.
    
  • Make sure downspouts extend several feet away from your home.
    
  • Add gutter guards or heating cables if ice buildup is a recurring issue.

5. Hidden Water Intrusion and Mold Growth

Not all winter roof damage is visible right away. Water that seeps through the roof deck or insulation can take weeks—or even months—to show up as visible staining or mold.

Over time, trapped moisture weakens your attic structure, reduces insulation performance, and fosters unhealthy air conditions.

How to Spot Hidden Moisture Damage

• • A musty odor in the attic or upper floors
    
  • Peeling paint or bubbling drywall
    
  • Damp insulation or visible mold patches
    
  • A sudden increase in heating bills (a sign that insulation has been compromised)
    

If you suspect moisture damage, it’s best to have a professional roof or insulation inspection. Thermal imaging can also help identify hidden wet spots before they spread.

6. Freeze-Thaw Damage on Flat Roofs

Homes and commercial buildings with flat or low-slope roofs face unique winter challenges, as meltwater tends to pool instead of draining, allowing it to refreeze overnight and damage membrane seams.

How to Identify Flat Roof Damage

• • Ponding water that lasts more than 48 hours after melting
    
  • Cracked seams or bubbles in the roofing membrane
    
  • Leaks appearing around vents or rooftop equipment
    

Keeping drains and scuppers clear is key. Professional maintenance before and after the season can save thousands in repair costs.

How to Inspect Your Roof After Winter

The best way to prevent winter roof damage is to conduct an inspection before and after the winter season. 

Perform a visual inspection in the fall, winter, and spring to spot potential issues as they manifest on your roof, looking for:

• Uneven snow melt (which can indicate poor insulation or ventilation)
  
• Missing shingles, sagging areas, or exposed wood
  
• Gutters containing icicles, ice dams, or debris buildup
  
• (Attic) Damp insulation, mold, or daylight that can be spotted through the roof boards
  

If you spot any warning signs, schedule a professional roof inspection. A home inspector can safely assess hidden damage and recommend targeted repairs before leaks and rot take hold.

Protecting Your Roof Year-Round

Winter roof damage is often preventable with the right preparation and maintenance. Here’s how to stay ahead this winter:

1. Schedule a pre-winter roof inspection: A professional can identify weak spots before the first snow falls.
   
2. Add insulation and ventilation: A balanced attic temperature prevents ice dams and reduces energy costs.
   
3. Clean gutters and downspouts regularly: Proper drainage is your roof’s first line of defense.
   
4. Trim overhanging branches: Snow-laden limbs can break and damage shingles or gutters.
   
5. Address small repairs immediately: A minor leak in December can become major water damage by March.

By keeping on top of basic maintenance and performing a visual inspection of your roof each season, you can spot issues before they compound. When issues do pop up, be sure to contact a professional inspector immediately to determine the next steps. 

FAQs

How can I tell if ice dams are forming on my roof?

Look for large icicles hanging from the eaves, water stains on your ceiling or walls, and uneven snow melt across the roof. These are all common signs of ice dam formation.

Is it safe to remove snow from my roof myself?

You should never climb onto a snow-covered roof. Use a roof rake from the ground to remove excess snow, or hire a professional if buildup is heavy or difficult to reach.

How much snow is too much for a roof to handle?

Most roofs can support about 20 pounds of snow per square foot. Wet, compacted snow weighs much more than fresh powder—if your roof starts to sag or creak, call a roofing expert immediately.

The average cost of a roof replacement in the United States is around $9500, but in some cases it can climb past $50,000 because materials, labor, and structural repairs vary widely. 

That’s why spotting common roofing problems early is one of the most effective ways homeowners can avoid catastrophic expenses.

Roofs are a structural shield for your home because they prevent water, wind, and snow from penetrating the interior. This is why real estate buyers in Northeast Pennsylvania place a premium on newer roofs—any roof built within the past five years adds value because it lowers the risk of immediate replacement costs.

When a roof ages or suffers damage, the problems go far beyond appearance. Loose shingles, popped nails, or failed flashing are how water seeps into the attic, and once that happens, mold and rot can double or triple repair costs. 

Aging or damaged roofs are more than an eyesore. They can invite leaks and damage your attic, potentially doubling the cost of your repairs. 

If you’re uncertain about a roof’s age or condition, a professional home inspection reveals defects you can’t see from the ground and estimates the timeline for future repairs. Inspections matter because many Pennsylvania homes are decades old, and harsh seasonal weather accelerates wear.

Homeowners can also catch visible warning signs on their own. From the road, sagging lines or dark streaks are how you can spot deterioration, while a closer look from a ladder may show curling shingles or corroded flashing. 

Recognizing these issues early is why buyers, sellers, and current homeowners can save thousands by taking corrective action before small problems escalate.

This guide explains the most common roofing problems in Pennsylvania homes and shows you exactly how to spot them before they turn into costly repairs.

8 Common Roof Problems in Pennsylvania

1. Aging or Damaged Shingles

Most Pennsylvania homes use asphalt shingles, typically lasting 20–30 years. Over time, shingles can crack, curl, or go missing entirely. You might also notice granule loss, where small sand-like particles wash into your gutters.

Be on the lookout for shingles that are curling upward, discolored, or missing after storms. If you see bald spots where granules have worn away, it’s a sign the roof may be near the end of its life.

2. Ice Dams and Water Intrusion

Winters in Pennsylvania bring heavy snow and freezing temperatures. When warm air from the attic melts snow on the roof, water can refreeze at the edges, forming an ice dam. This prevents proper drainage, causing water to back up under shingles.

You’ll notice water stains forming on interior ceilings or walls, especially near exterior walls. Outside, you’ll also be able to spot thick icicles forming along gutters in the winter.

3. Popped Nails

Roofing nails can loosen over time due to expansion and contraction from temperature changes. When they pop up, they create tiny gaps that let in water and increase the risk of leaks.

You’ll need to inspect your shingles closely to identify any popped or lifting nails. Take proper precautions, such as wearing proper traction shoes and securing your ladder before climbing onto your roof. 

4. Flashing Failures

Flashing is the thin metal material installed around chimneys, skylights, and roof valleys to prevent leaks. Over time, flashing can rust, crack, or pull away from the roof surface.

Check the base of your chimney or skylights for signs of rust, gaps, or deteriorated sealant. Inside, leaks in these areas often show up as ceiling stains near fireplaces or in upstairs bathrooms.

5. Gutter and Drainage Problems

Gutters play a huge role in directing water away from the home. Rain and snow are frequent occurrences in wet and forested regions like NEPA, but your gutters can quickly get clogged with debris from leaves and trees. 

During rainfall, check if water is overflowing the gutters or pooling near your foundation. After storms, look for detached or sagging gutter sections.

6. Chimney and Masonry Issues

Pennsylvania has many older homes with brick chimneys. Over time, mortar joints can crack and bricks can deteriorate, allowing water to seep into the roof system.

Start from the ground and check if the chimney looks cracked, leaning, or missing mortar. A roof inspector may also point out spalling bricks (flaking surfaces) that indicate water damage.

7. Moss, Algae, and Lichen Growth

Pennsylvania’s damp climate makes roofs susceptible to moss and algae growth, particularly on shaded sides of the house. While it may look cosmetic, moss can trap moisture and cause shingles to deteriorate faster.

8. Structural Sagging

Roofs with long-term water damage or poor installation can begin to sag, which poses a serious structural risk. Older farmhouses and century homes in Pennsylvania are particularly vulnerable if the framing wasn’t updated during renovations.

In extreme cases, you’ll notice the roof bowing or sagging, indicating significant structural stress.

Tips to Spot Problems Before They Get Worse

Like many things in life, early detection is key to fixing issues before they compound.

Many roof issues start small, like a missing shingle or clogged gutter, but escalate quickly if left unchecked. Home inspectors and roofing contractors generally recommend that homeowners conduct the following tasks to keep up on roofing issues:

• Checking your roof after storms for missing shingles or flashing.
  
• Cleaning gutters twice a year (spring and fall) to prevent water backup.
  
• Inspecting your attic regularly for water stains, mold, or musty odors.
  
• Scheduling professional inspections every 2–5 years, especially for older homes.
  

What Buyers Should Ask About the Roof

When purchasing a home, be sure to get the most up-to-date information about the roof’s condition, installation date, and warranty. Here are a few questions to ask and search for on a seller’s disclosure: 

• When was the roof installed, and what materials were used?
  
• Is there a transferable warranty on the roof or shingles?
  
• Have there been any past repairs or leaks?
  
• Does the attic have insulation and proper ventilation?
  

These answers can help you estimate how much longer the roof will last and whether you should budget for replacement.

What Happens If Problems Are Found?

If a home inspection reveals roofing issues, buyers have several paths forward to avoid expensive repairs or recuperate costs. You can request that the seller make repairs before closing or negotiate a credit to help offset the cost of future work.

 In some cases, you may decide to accept the home as-is if the problems are minor and manageable. 

On the other hand, if the inspection shows that the roof requires major repairs or a full replacement, walking away may be the best option. 

Keep in mind that inspectors don’t “fail” a roof—they simply provide the facts so you can make an informed decision.

FAQs

How often should Pennsylvania homeowners replace their roofs?

Most asphalt shingle roofs last 20–30 years. Slate, metal, and tile roofs can last much longer but are less common in PA homes.

What’s the most common cause of roof leaks in Pennsylvania?

Leaks are often caused by damaged shingles, failing flashing, or ice dams. Older homes with poor ventilation are also prone to moisture-related leaks.

Can I install a new roof over old shingles?

Building codes in Pennsylvania allow for a maximum of two layers of shingles on a roof, though this is not highly recommended. Multiple shingles can add weight to the roof, mask underlying problems with the sheathing, and prevent you from replacing the flashing. 

Does homeowners’ insurance cover roof replacement?

Insurance typically only covers roof damage from sudden events like storms or fallen trees. However, it won’t pay for replacements due to age or normal wear and tear.

According to Bankrate, the hidden cost of owning a home in the United States totals around $21,000 annually. These costs rise because of monthly utilities, ongoing wear-and-tear, and major renovation projects. 

That’s why conducting a professional  home inspection before you buy is one of the most effective ways to prevent unexpected expenses.

Depending on where you purchase a home in Northeast Pennsylvania, you can run into common issues, such as aging foundations, roofing problems, HVAC issues, and more, that can total in the tens of thousands to repair. 

This Pennsylvania home inspection checklist shows you what inspectors typically evaluate and why each item matters for long-term safety and cost control.

Why Home Inspections Are Essential for Buyers in Pennsylvania

The real estate market has never been so difficult for young buyers, as an astounding 85% in a recent survey felt they needed to forgo insurance and a home inspection just to afford a new home. 

However, when looking at the total closing costs required to purchase a home and the hidden costs of maintaining it, a home inspection is an incredibly small fraction and can deliver a hell of an ROI. 

Buyers in Northeast Pennsylvania must keep in mind that the region’s housing stock is incredibly diverse, with many homes well over 100 years old, built well before modern building codes. Add in PA’s wet, four-season climate, which means that soil erosion, foundation damage, and roofing issues are incredibly common. 

Disclosing these issues in the beginning stages of negotiations can empower buyers to negotiate for a lower price or sellers to make the necessary repairs before selling, saving them money in the long run.

The Pennsylvania Home Inspection Checklist for Buyers

Naturally, no home inspection report is going to come back totally free of defects, and it’s up to both parties to determine which repairs or issues are most important to address before moving forward with a deal. 

Similarly, a home inspector can’t physically inspect every inch of your property, but will analyze and structure their report based on the most important issues from a financial and safety perspective. 

The following is a comprehensive list of areas your inspector will review, along with what you should watch for as a buyer looking to purchase a new home.

1. Structural Components

Structural issues impact the safety and longevity of the home and extend to many different areas that your inspector will check.

• Foundation: Signs of cracks, bowing, moisture intrusion, or uneven settling.
  
• Basement/Crawl Space: Signs of water seepage, mold, or structural damage.
  
• Roofing & Attic: Age of shingles, flashing, sagging, insulation, and ventilation.
  
• Framing & Support Beams: Termite damage, wood rot, or inadequate support.
  

Basements are common throughout the region, but they’re also prone to water damage. Always ask about sump pumps, French drains, or waterproofing systems, especially if you spot signs of past water damage. 

2. Exterior Elements

The home’s exterior includes everything from decks and siding to downspouts and driveways. This is where your curb appeal comes from, although these components play a major role in protecting your home and its structural components. 

• Siding, Stucco, or Brick: Cracks, deterioration, or improper installation. (Stucco failures are especially common in newer PA homes built in the 1990s–2000s.)
  
• Gutters & Downspouts: Proper drainage away from the home’s foundation.
  
• Windows & Doors: Condition, sealing, and energy efficiency.
  
• Driveways & Walkways: Cracking, uneven settling, or tripping hazards.
  
• Decks & Porches: Secure footings, rot-free wood, and safe railings.

3. Roofing System

Roofs are one of the most expensive repairs you will make over the course of your home ownership, and most asphalt roofs only last up to 30 years. 

• Shingle age, curling, or missing sections.
  
• Chimneys for cracks, leaning, or deteriorated mortar.
  
• Flashing around skylights or chimneys.
  
• Gutters free from clogs and securely attached.
  

Ask the seller for the roof’s installation date and warranty. While you may be willing to let a cracked, sagging, or mossy roof go, your insurance company may deny you coverage.

4. Plumbing System

Water issues are among the most common inspection red flags on home inspection reports, especially among older homes. 

• Water Supply: Public or well water—well systems should be tested separately.
  
• Pipes: Look for leaks, corrosion, and material type (older homes may still have galvanized pipes).
  
• Water Heater: Age, size, and functionality.
  
• Fixtures & Drains: Proper water pressure and drainage.
  
• Septic Systems: If applicable, separate inspection recommended.
  

5. Electrical System

Outdated wiring is both a safety and insurance concern. One common problem in older homes is outdated wiring (knob-and-tube) or even DIY wiring, which can be a massive hazard and code violation. 

• Service Panel: Proper grounding, breaker type, and capacity.
  
• Wiring: Look for knob-and-tube (common in older PA homes), aluminum wiring, or amateur DIY work.
  
• Outlets & Switches: GFCI outlets in kitchens, bathrooms, and outdoors.
  
• Lighting Fixtures: Proper function and safe installation.

6. Heating & Cooling Systems (HVAC)

Pennsylvania homes rely heavily on HVAC units given the climate. Unfortunately, with improper maintenance or age, these systems can start to decrease in performance and break down. 

• Furnace & Boiler Systems: Age, efficiency, and signs of leaks.
  
• Air Conditioning Units: Cooling capacity and maintenance.
  
• Ductwork: Leaks, insulation, and cleanliness.
  
• Chimneys & Venting: Proper draft and clearance from combustibles.
  

7. Interior Elements

Inside the home may lie some obvious issues that could point toward sloppy or poor maintenance. These issues could lead to larger issues if not addressed. 

• Walls, Ceilings, & Floors: Stains, cracks, or unevenness (possible structural issues).
  
• Windows & Doors: Easy operation, no drafts, and intact seals.
  
• Stairways & Railings: Secure and safe.
  
• Fireplaces: Damper operation, chimney cleanliness, and creosote buildup.

8. Insulation & Ventilation

Energy efficiency and indoor air quality are big concerns, especially as energy prices increase rapidly across NEPA.

• Attic Insulation: Adequacy and condition.
  
• Ventilation Systems: Proper airflow to prevent mold or moisture.
  
• Windows & Doors: Draft prevention.
  

9. Environmental Concerns in Pennsylvania Homes

Beyond the standard checklist, PA buyers should be aware of environmental hazards related to their home.

• Radon Gas: Extremely common in Pennsylvania. The EPA recommends testing all homes.
  
• Mold & Moisture: Especially in older basements and attics with poor ventilation.
  
• Lead Paint: Homes built before 1978 may contain lead-based paint.
  
• Asbestos: Found in older insulation, tile, or siding.
  

10. Additional Inspections Buyers May Need

A general home inspection may not cover everything. Buyers often request additional inspections for:

• Radon
  
• Termites or wood-destroying insects
• Mold and air quality
  
• Well water testing
  
• Septic system inspections
• Chimney inspections
  

These specialized tests provide a more complete picture of the home’s safety and maintenance needs.

What Happens After the Inspection?

Once your inspection report is complete, you’ll have a few choices to consider with your real estate agent. In many cases, buyers request repairs and ask the seller to address major issues before closing. 

Others negotiate for a credit or price reduction to offset the cost of future repairs. 

If the issues aren’t deal breakers, you can choose to accept the home as-is and move forward. 

On the other hand, if the report uncovers significant or costly problems, you may decide to walk away under your inspection contingency. Remember, in Pennsylvania, inspectors don’t “pass” or “fail” homes—they simply document findings so you can make an informed decision.

FAQs

Can a buyer back out after an inspection in Pennsylvania?

Yes. If your contract includes an inspection contingency, you can walk away without penalty. The contingency exists because a home inspection reveals hidden issues, which is how buyers avoid being locked into costly repairs they never agreed to. This protection is why inspections are one of the most valuable steps in the buying process.

Do sellers in Pennsylvania have to fix everything the inspector finds?

No. Sellers aren’t legally required to repair every issue. Instead, inspection reports open negotiations, which is why buyers can request repairs, credits, or price reductions. Sellers often agree to fix major safety or code problems, while cosmetic issues are left to the buyer.

How much does a home inspection cost in Pennsylvania?

The average PA home inspection costs between $300 and $600, depending on the size, age, and location of the property. This is a fraction of the potential repair costs—many defects, like a failing roof or foundation cracks, can exceed $10,000. That’s why inspections deliver one of the best ROIs in real estate. Added tests for Radon, termites, or mold, for example, can spike the pricing. 

Can I attend the home inspection as a buyer?

Yes, and it’s recommended. Being present allows you to ask questions in real time, which is how you understand the severity of issues beyond just reading a report. This direct knowledge is why buyers who attend inspections feel more confident during negotiations.

What are the most common issues found in Pennsylvania homes?

Older homes often show foundation cracks, roof wear, outdated wiring, and basement moisture. These problems are common because Pennsylvania’s housing stock includes many homes over 100 years old, built before modern codes. Wet, four-season weather also accelerates wear, which is why waterproofing, HVAC, and roofing often show up on reports.

Do Pennsylvania homes require a radon test?

Yes, in practice. Pennsylvania has some of the highest radon levels in the country because of natural geology, which is why the EPA recommends testing every home. Radon is invisible and odorless, but long-term exposure is a leading cause of lung cancer. Testing ensures your home meets safe levels.

What happens if major issues are found during inspection?

Buyers typically respond in one of three ways: request repairs, negotiate a credit, or exit the contract. This flexibility is why the inspection contingency is so valuable. It protects buyers from inheriting expensive structural, electrical, or environmental problems.

FEMA’s recent flood zone redistricting map across Northeast Pennsylvania put thousands of new homes inside of FEMA-designated flood zones. Being classified in a flood zone requires homeowners with a mortgage or applying for one to get flood insurance, which can amount to roughly $1400 annually in Pennsylvania. 

You may not think that your home is in danger from a flood, but even a little bit of water can amount to serious financial cost. According to FEMA, a few inches of water in your basement or home can amount to $25,000 in repairs. 

Flood zones aren’t just restricted to homes along the Susquehanna River and waterfront properties along Harveys Lake; homes in areas that experience heavy runoff, such as Danville or even Dallas, may still be classified in a flood zone even if they are not directly adjacent to water. 

This guide will help you understand what flood zones entail, how flood insurance works, and what to look for during inspections of homes located in flood zones.  

What Does It Mean to Live in a Flood Zone?

A flood zone is a geographic area defined by the Federal Emergency Management Agency (FEMA) that reflects the flood risk level in that region. FEMA categorizes areas from low risk to high risk, with maps that outline where flooding is most likely to occur.

If a property is located in a Special Flood Hazard Area (SFHA), it is considered high-risk. That means homeowners with federally backed mortgages are required by law to carry flood insurance.

Flood insurance is a special policy separate from your homeowner’s policy that protects the home and any associated belongings from flood damage. Homes in low-risk areas may be required to carry flood insurance as well.

It’s important to understand that flood patterns can be unpredictable, and homes located outside flood zones may be vulnerable to flooding and water damage. Conversely, homes in low-risk flood zones may never experience flooding, though they may still be required to carry flood insurance. 

Risks of Buying a House in a Flood-Prone Area

If you’re looking to purchase a home and discover that it is in a flood zone, you may want to take extra precautions during the inspection and appraisal process. 

Flood-prone properties can still be excellent investments, but there are additional risks you should be aware of:

• Property damage – Floodwaters can cause significant structural damage, ruin flooring, drywall, and electrical systems, and lead to costly repairs.
  
• Mold growth – Even minor flooding can leave behind lingering moisture, creating conditions for mold that can impact health and indoor air quality.
  
• Insurance costs – Flood insurance premiums can add hundreds of dollars to your annual housing expenses.
  
• Resale challenges – Buyers may be hesitant to purchase a home in a high-risk flood zone, potentially lowering resale value.
  

These risks don’t necessarily mean you shouldn’t buy a home in a flood-prone area, but they should factor heavily into your decision-making process.

Am I Required to Purchase Flood Insurance for My Home?

In most cases, flood insurance will be required by law or your lender if you live in a FEMA-designated flood zone.

• High-Risk Zones (SFHA): If the property is located in a FEMA-designated Special Flood Hazard Area and you’re financing with a federally backed mortgage, flood insurance is required.
  
• Moderate-to-Low Risk Zones: Flood insurance isn’t federally required, but many lenders still recommend or mandate it. Even homes outside high-risk zones can experience flooding, so many buyers opt for coverage as a safeguard.
  
• Cash Buyers: If you’re purchasing without a mortgage, you are not legally required to carry flood insurance. However, going without coverage means assuming the full financial burden if flooding occurs.
  

Because premiums can vary widely based on factors like elevation, foundation type, and proximity to water, it’s wise to request a flood insurance quote early in the buying process. This allows you to budget accurately and avoid surprises before closing.

What to Look For When Inspecting a Home in a Flood Zone

A thorough home inspection is one of the best ways to avoid costly repairs and protect your investment. 

Generally, the first place you and your inspector will want to analyze is the foundation’s condition. Cracks and settling don’t necessarily indicate past water damage, but water stains and visible gaps in your basement walls could indicate past flooding. 

If there are any waterproofing systems available, including sump pumps or basement sealant, you’ll want to inspect that they are working properly so that if it does flood, you will be able to deal with the fallout. 

Additional areas to note in the inspection report will include electrical panels and any appliances located in basements, to inspect whether there is any damage.

How to Floodproof Your Home

While purchasing a home in a flood zone can be a little nerve-racking, there are many ways to protect your home from flooding or moisture intrusion. 

• Invest in flood insurance: Even if not required, flood coverage gives peace of mind and financial protection. Keep in mind that flood insurance only covers damage from natural weather events and not any moisture intrusion, such as burst pipes.
  
• Elevate utilities and belongings: Moving HVAC units, water heaters, and valuable items above potential flood levels reduces damage risk. Even just elevating these appliances a few inches can make a world of difference.
  
• Improve drainage: Consider installing sump pumps, French drains, or regrading the yard to direct water away from the home. This will help your home avoid water intrusion during snowmelt as well.
  
• Seal basements and foundations: Waterproofing treatments can reduce seepage during heavy rains.
  

These measures not only help protect your property but can also lower your flood insurance premiums.

Balancing Risks and Rewards

Buying a house in a flood-prone area doesn’t have to be a deal-breaker. Many homeowners live safely and happily in such zones with proper precautions. The key is to understand the risks, budget for insurance, and make informed decisions about protecting your property.

By researching the flood history, reviewing FEMA maps, consulting with insurance agents, and getting a detailed inspection, you’ll be in a strong position to weigh the pros and cons of the home.

FAQs

How do I know if I need flood insurance?

Flood insurance is mandatory if the home is in a FEMA-designated high-risk zone and you have a federally backed mortgage. Even outside high-risk zones, many homeowners choose to purchase it for peace of mind.

How much does flood insurance cost?

Premiums vary based on your location, the home’s elevation, and its flood history. Costs can range from a few hundred dollars to several thousand per year. Getting a quote before purchase helps you plan your budget.

Can I get a mortgage for a house in a flood zone?

Yes. Lenders will approve mortgages in flood-prone areas, but they may require proof of flood insurance coverage before closing.

Radon is a naturally occurring radioactive gas that seeps into homes from the ground. It’s invisible, odorless, and tasteless, making it impossible to detect without proper testing. 

According to Pennsylvania’s Radon Division, over 40% of homes in Pennsylvania have unsafe levels of radon, as deemed by the EPA. Long-term radon exposure has been associated with various illnesses, including cancer, making mitigation extremely important.  

While radon mitigation systems are highly effective at reducing radon and fairly affordable, most residents are unaware of the threat that radon poses and fail to test for it.

Whether you own a home in Northeast Pennsylvania or are looking to buy a home, conducting a radon inspection is the first step to mitigating radon exposure and protecting your health. 

What Is Radon in Homes?

Radon forms naturally when uranium in soil, rock, and groundwater breaks down. Outdoors, it disperses into the air and usually poses little risk. Indoors, however, radon can accumulate to dangerous levels, especially in basements, crawl spaces, and lower levels where ventilation is limited.

The U.S. Environmental Protection Agency (EPA) has classified radon as the second leading cause of lung cancer in the United States, right behind smoking. For non-smokers, it’s the number one cause. Long-term exposure to elevated radon levels significantly increases the risk of developing lung cancer, making radon a serious concern for every homeowner.

What Are the Long-Term Effects of Radon Exposure?

Radon exposure isn’t something you’ll notice right away, but over time it can have serious health consequences. The primary risk is lung cancer caused by radioactive particles that damage lung tissue when inhaled. According to the EPA, radon causes about 21,000 lung cancer deaths every year in the United States.

The risk increases the longer you’re exposed, and it’s even higher for people who smoke. However, non-smokers are not immune, as radon is the leading cause of lung cancer among non-smokers. Because symptoms may take years to appear, many homeowners remain unaware of the danger until it’s too late.

How Common Is Radon in Northeast Pennsylvania?

Radon is extremely common in Northeast Pennsylvania, with many counties reporting levels well above the EPA’s recommended action limit of 4 pCi/L. 

Homes built near abandoned coal mines where radon freely releases into the air may be more at risk, though radon has been reported in homes high above the ground, including in the Hill Section of Scranton and Wilkes-Barre. 

Northeast Pennsylvania is considered a radon hotspot due to its unique geology. The region sits on uranium-rich rock formations, particularly shale and granite, which release radon as they break down. Combined with older housing stock and many homes with basements, conditions are ideal for radon accumulation.

While radon can be found anywhere, some counties in NEPA report consistently higher readings:

• Luzerne County – Many homes exceed the EPA action level due to underlying shale formations.
  
• Lackawanna County – Testing frequently reveals levels well above 4 pCi/L, even in newer construction.
  
• Monroe and Pike Counties – With mountainous terrain and rocky soil, radon prevalence is high.
  
• Wayne, Carbon, and Schuylkill Counties – Radon levels often reach some of the state’s highest averages.
  

No matter where you’re located in NEPA, the risk of elevated radon is real.

How to Test for Radon in Homes

One of the biggest challenges with radon is that you can’t see or smell it. The only way to know if your home has unsafe levels is through testing.

Several types of tests can be purchased DIY, though professional testing is always the most accurate. 

Certified radon professionals typically start by inspecting the home and identifying potential entry points, such as cracks in the foundation or gaps around pipes. They then place continuous radon monitors or charcoal canisters in key areas—usually the lowest lived-in level of the home—and leave them for the designated testing period. Afterward, the devices are sent to a lab or analyzed on-site, providing precise measurements that account for any fluctuations.

How Radon Mitigation Systems Reduce Radon

If testing shows radon above 4 pCi/L, the EPA recommends taking corrective action. Even levels between 2 and 4 pCi/L are considered risky and may warrant mitigation.

The best method to reduce radon is with a mitigation system. These systems create a low-pressure zone beneath the foundation that safely draws radon gas from the soil and vents it outside, preventing it from entering the home. Fans, pipes, and sealed entry points ensure continuous airflow, effectively lowering indoor radon levels to safe ranges.

Most radon mitigation systems cost between $800 and $1,500 in Pennsylvania. Considering the health risks, this is a small investment in long-term safety.

Testing for Radon Before Buying a Home

If you’re buying or selling a home in NEPA, radon testing is not included in the inspection process. Buyers will need to hire a specialized radon testing company to see whether radon levels rise above the EPA’s recommended threshold of 4 pCi/L.

As a seller, getting a professional radon test can be a good way to ensure potential buyers of the safety of your home.

In fact, some lenders and real estate contracts may even require radon testing before closing. If elevated levels are found, the seller is often expected to address them before the transaction is finalized, but there will be room for negotiation on both sides.

FAQs

What is radon and why is it dangerous?

Radon is a naturally occurring radioactive gas that comes from the breakdown of uranium in soil and rock. It is dangerous because long-term exposure can cause lung cancer, even in non-smokers.

How common is radon in Northeast Pennsylvania?

Radon is very common in Northeast Pennsylvania. Many counties report levels above the EPA’s action level of 4 pCi/L, making testing critical for every home.

How do I test my home for radon?

You can use a DIY short-term or long-term test, but professional testing provides the most accurate results. Professionals place calibrated monitors in your home, usually on the lowest lived-in level, for several days or months and then analyze the results to determine radon levels.

In the wake of the post-COVID real estate boom, it became increasingly popular amongst buyers to forgo home inspections in order to make their offers more competitive. 

Despite this recent surge, an estimated 88% of home purchases used an inspector before finalizing a sale. 

In an area with an aging housing stock and rapid seasonal changes like Northeast Pennsylvania, home inspections can be powerful tools for uncovering hidden defects and helping you to avoid a bad investment. 

Nevertheless, home inspections offer several benefits for buyers and sellers, such as increasing their negotiating power and streamlining the transaction process. 

The question then becomes, what should I do after a home inspection, or how do I use it to my advantage? 

What to Do After a Home Inspection: Buyers

Buyers are the primary beneficiaries of home inspections, as they are not familiar with the history and work that has been done on the property to get it to its current condition. Even if recent repairs have been made, hidden issues, such as foundation cracks, poor roof stability, or poor workmanship, can become costly to repair and difficult to spot without an inspection. 

Home inspections give buyers both the power and confidence to enter into negotiations and make an offer that best matches the real value of the property. 

Once the home inspection is complete, buyers should review the full report with their real estate agent. While no home will be free of defects, any major structural issues should be addressed before proceeding with the sale further.

Depending on the state of the inspection report, the buyer’s next steps may include:

• Requesting repairs: Asking the seller to fix specific issues before closing that may impact the long-term safety or value of the home.
  
• Negotiating a credit: In lieu of repairs, the seller may agree to reduce the price or offer a credit toward your closing costs.
  
• Ordering follow-up inspections: Specific issues like septic systems, mold, or foundation issues may require follow-up from a specialist to determine next steps.
  
• Walking away: If the inspection reveals serious problems and you have an inspection contingency, buyers may choose to exit the deal.

Since any known issues must be reported on the seller’s disclosure, sellers will often be motivated to make repairs as future buyers will have access to that very inspection report.

7 Ways to Use a Home Inspection to Your Advantage

While certain closing costs, such as appraisals and title searches, may seem more like formalities that your lender requires, home inspections provide real benefits to buyers and sellers, especially as they relate to negotiations and avoiding costly repairs. 

1. Strengthen Your Negotiating Power

This is perhaps the most common and valuable way to leverage a home inspection. Once the inspector provides a report, you’ll have a clearer picture of the home’s true condition, not just its curb appeal. If the inspection uncovers significant issues like a damaged roof, outdated electrical wiring, or a failing HVAC system, you now have documented reasons to negotiate.

Again, buyers can request a price reduction to cover repair costs or make the sale of the home contingent upon the seller making the necessary repairs. In this scenario, the buyer has shielded themselves from substantial financial liability. 

2. Walk Away (When It’s the Smart Move)

A well-executed home inspection doesn’t just help you negotiate–it gives you the freedom to walk away if the risks outweigh the reward. This is especially important if your purchase agreement includes an inspection contingency, which allows you to exit the deal penalty-free if serious problems are found.

While walking away can feel disappointing, it’s far better than buying a home with hidden liabilities that could cost tens of thousands to fix. In this case, the cost of the inspection is a small price to pay for major financial savings.

3. Plan for Future Maintenance and Upgrades

Even if a home passes inspection with flying colors, the report provides a detailed look at the age and condition of key systems. New homeowners can use this information to create a timeline and budget for future repairs based on the average lifespan of certain parts. 

For example, if roofs only last 25-30 years and the inspection uncovers that the roof is 20 years old and shingles are starting to loosen, you can start budgeting for a new roof within 5-10 years.

4. Boost Buyer Confidence as a Seller

Sellers can also use a home inspection to their advantage by getting one before listing the home. A pre-listing inspection gives you a full picture of the home’s condition before potential buyers ever set foot inside.

Advantages for sellers include:

• Identifying and addressing problems in advance
  
• Avoiding last-minute surprises that could derail a deal
  
• Pricing your home accurately
  
• Demonstrating transparency and honesty to buyers
  

In competitive markets, a clean pre-inspection report can build trust and even encourage buyers to waive their own inspection, speeding up the closing process and reducing negotiation friction.

5. Make Strategic Repair Decisions

Whether you’re buying or selling, not every issue in an inspection report needs to be addressed right away. But some items, if left unresolved, can lead to more serious problems or complicate your financing.

Buyers and sellers alike can use the inspection report to prioritize high-impact repairs:

• Structural or safety issues (e.g., foundation cracks, faulty wiring)
  
• Water intrusion and mold risk
  
• Roof damage
  
• Plumbing or septic system issues
  
• Pest infestations
  

Focusing on these areas ensures the home is safe and marketable, while avoiding unnecessary cosmetic fixes that won’t offer much return on investment.

6. Satisfy Mortgage or Insurance Requirements

Lenders and insurers often require certain conditions to be met before finalizing a mortgage or issuing a policy. If the home has an old roof, damaged chimney, or missing safety features like GFCI outlets or handrails, your loan could be delayed until those issues are resolved.

On the contrary, a detailed inspection can speed up the underwriting process, helping to reduce unnecessary delays during closing. 

7. Gain Peace of Mind Before You Commit

Finally, buying a home can be overwhelming. Even if you love the layout, neighborhood, and price, doubts may linger: “What if there’s something wrong behind the walls?” or “What if I’m buying a money pit?”

A professional inspection answers those questions with objective, expert insight. Even if the report reveals minor concerns, knowing what you’re getting into removes the emotional guesswork and brings confidence to the decision.

Who Does the Cost of Repairs Fall On?

This depends on what’s negotiated after the inspection. Buyers typically request repairs or credits based on the inspection report, but sellers are not obligated to agree. 

The final outcome depends on the contract, the seller’s willingness, and how serious the issues are.

Here are the most common scenarios:

• Seller agrees to make repairs before closing
  
• Seller offers a credit so the buyer can make repairs after closing
  
• Buyer accepts the property as-is and assumes responsibility
  
• Deal falls through if parties can’t agree
  

Either way, the inspection serves as a negotiation tool and a roadmap for necessary repairs.

FAQs

Do I have to get an inspection when buying a home?

No, but it’s strongly recommended. In competitive markets, some buyers waive inspections to win bids, but this can be risky.

Is the home inspector responsible for finding every issue?

Not exactly. Home inspectors do a thorough visual inspection, but they can’t open walls or move heavy items. They may recommend further evaluation by specialists.

Purchasing a home is one of the biggest financial decisions you’ll ever make, and it’s filled with plenty of moving parts. 

While closing costs can add up to over a dozen additional fees, many of these services, such as title searches and appraisals, are absolutely essential. 

It can be tempting for many homeowners to try to minimize these costs by whatever means possible, especially for services they pay out of pocket, such as the home inspection. 

However, the return on investment (ROI) for a home inspection that costs a few hundred dollars can save you on repairs, potentially totalling tens of thousands of dollars, which is astronomical. 

Whether you’re shopping for home improvements amongst providers in Pennsylvania or are curious how much you can expect to pay when you make an offer on a home, this guide will help you understand the costs and process of a home inspection in Pennsylvania. 

Average Cost of a Home Inspection in Pennsylvania

In Pennsylvania, the typical cost of a standard home inspection ranges between $325 and $425, according to Houzeo. However, this figure depends on several factors, including:

• Size of the Home: Larger homes take more time to inspect and typically have more systems, more square footage, and more complex layouts. Most home inspectors charge based on square footage. For example:
• Homes under 1,500 sq ft: ~$280
  
• Homes between 1,500–2,500 sq ft: ~$307
  
• Homes over 3,000 sq ft: ~$338+ (Figures provided by Houzeo.)
• Age of the Home: Older homes may require a more detailed inspection due to outdated wiring, plumbing, or building practices that don’t meet modern codes. Inspectors may also spend more time documenting wear and tear in historic or century-old homes, which can bump up the cost.

• Location and Travel: In rural areas, inspectors may charge a travel fee, especially if you’re located far from their usual service area. 

• Additional Services: Many inspectors offer add-on services for an extra fee. These can include:
  • Radon Testing: $100–$150
    
  • Mold Testing: $200–$400
    
  • Termite Inspection (Wood-Destroying Insect Report): $75–$150
    
  • Septic Inspection: $150–$300
    
  • Asbestos/Lead Paint Testing: $200–$500+
    

If your home inspector doesn’t offer these services directly, they may refer you to third-party specialists.

What Is a Home Inspection Necessary?

Before discussing the cost of a home inspection, let’s first explore the importance of a home inspection for buyers and sellers.

A home inspection visually examines a home’s physical structure and mechanical systems, from the roof to the foundation. The purpose of the inspection is to identify any existing or potential issues that could affect the home’s safety, livability, or value. Home inspectors typically check for issues related to:

• Structural elements (foundation, roof, walls)
  
• Heating and cooling systems
  
• Plumbing and electrical systems
• Interior and exterior conditions
  
• Attic and basement
  
• Appliances and ventilation
  

Once completed, the inspector provides a detailed report outlining any problems, safety concerns, or needed repairs. 

Not only is this report essential for your safety and peace of mind, but it can be a powerful negotiating tool, especially if you can avoid the cost of any repairs. According to a survey from Porch.com, the average homeowner reduced the final price of their home by $14,000 after negotiating using a home inspection report. 

To determine the ROI or savings you can achieve from a home inspection report, we need to compare it to the average cost of a home inspection in Pennsylvania.

Is a Home Inspection Worth the Cost?

While the upfront cost of a home inspection might feel like just another expense in the home-buying process, it can save you a substantial fortune down the road. If the inspection uncovers major defects, such as foundation cracks, mold damage, or roof leaks, you may be able to renegotiate the sale price, ask for repairs, or even walk away from the deal.

In competitive markets, especially around Northeast Pennsylvania, where there is a housing shortage, some buyers are tempted to waive the inspection to make their offer more appealing. However, this is an ill-advised move as no house is free of defects, whether it’s brand new or one hundred years old. 

What to Look for in a PA Home Inspector

Finding the right inspector can quickly justify the price you pay for an inspection. 

Pennsylvania doesn’t require home inspectors to be licensed at the state level. Still, they must be members of a national home inspection association such as ASHI (American Society of Home Inspectors) or InterNACHI (International Association of Certified Home Inspectors). These organizations require members to complete training, adhere to professional standards, and carry liability insurance.

When choosing an inspector, look for the following characteristics:

• Experience: Especially with homes like the one you’re purchasing (e.g., historic, rural, or multifamily).
  
• Certifications: Membership in reputable organizations, additional certifications in mold or radon, etc.
  
• Sample Reports: A good inspector will share a sample report so you know what level of detail to expect.
  
• References or Reviews: Online reviews, real estate agent referrals, and direct testimonials can provide insight.
  

Who Pays for the Home Inspection?

Many first-time home buyers tend to ask whether they are responsible for the inspection or the seller. 

Typically, the buyer pays for the home inspection, since it’s intended to protect their interests. However, in some cases, such as pre-listing inspections, sellers may pay for an inspection to identify and address issues before putting the home on the market.

Skipping an Inspection Could Cost You Money

A few hundred dollars for a home inspection may feel like a speed bump in an already expensive process, but it’s one of the smartest investments you can make in Pennsylvania’s housing market. Whether buying a Victorian home in Scranton, a new build in Clarks Summit, or a cabin in the Poconos, a home inspection gives you leverage, knowledge, and peace of mind to help you make the right decision.

FAQs

Are home inspections required in Pennsylvania?

No, but they are highly recommended and often written into the home purchase agreement.

How long does a home inspection take?

Most inspections take between 2 and 4 hours, depending on the size and complexity of the home.

Can I be present during the inspection?

Yes, and it’s encouraged. You’ll learn a lot about the property and can ask questions directly.

When properly maintained, septic tanks can save homeowners thousands of dollars on sewage bills over the system’s life. 

According to Penn State, nearly 26% of homes in Pennsylvania have septic tank systems–most commonly found in rural areas, such as Northeast Pennsylvania. 

With a little basic maintenance and care at the sink, you can greatly extend the life of your system. However, you will have to service your septic tank system every few years and get it inspected to ensure it works properly and has no clogs or backflows. 

Whether you own a septic system or are looking to buy a home with a septic tank and are a first-time owner, this guide will cover basic septic tank maintenance to help you prolong the life of your system. 

Understand How Your Septic System Works

Septic tanks may seem foreign to folks from Scranton or Wilkes-Barre, but they are fairly simple systems. 

At its heart, a septic system is a wastewater conveyance designed to separate solids from liquids and disperse the resulting mixture into a drain field (i.e., your backyard or separate field). 

The solids float to the bottom of the tank where they decompose and the scum floats to the top. The clarified liquid (effluent) then flows into the drainfield, where it percolates into the soil for final treatment, helping to enrich the soil with nutrients. 

By understanding this process and identifying where each component lies, you can avoid costly mistakes, such as parking a vehicle over your drain pipes, and identify issues as they arise at the source.

Basic Septic Tank Maintenance: How Homeowners Can Help Their Septic

Septic tank maintenance doesn’t have to be expensive;, by practicing just a few housekeeping steps, you can greatly extend the life of your septic system.

Watch What You Flush

Whether you have a sewage system or a septic tank, you can greatly extend the life of your pipes and wastewater conveyance by limiting the amount of solid materials you flush down the drain. Some of the most common waste products that end up clogging pipes and slowing down drainage include:

• Grease, fats, or oils
• Feminine hygiene products
• Paper towels or wipes (even “flushable” ones)
• Harsh chemicals (bleach, drain cleaners)
  Paints, solvents, or medications

Most experts also caution against using garbage disposals altogether, as residents are more likely to flush solid waste products through their pipes instead of their garbage. 

Additionally, consider switching to septic-safe toilet paper and eco-friendly cleaners.

Conserve Water Usage

Septic systems are designed to process a certain volume of water each day. Overloading the system can flush solids into the drainfield or prevent the tank from properly separating waste.

Some tips to reduce water usage include:

• Fixing leaking faucets and toilets immediately
  
• Spreading out laundry loads during the week
• Using low-flow showerheads and toilets
  
• Only running dishwashers and washing machines when full
  

Overuse can strain an already sensitive system in areas like NEPA with older homes or high water tables, especially during wet months.

Avoid Septic Additives

Some companies market septic additives as a way to eliminate pumping or boost bacterial activity. While these products might sound appealing, most experts, including the EPA, agree they’re unnecessary and sometimes harmful.

Additives can disrupt the natural bacterial balance in the tank, slowing down decomposition. Additives can also push solids into the drainfield prematurely and void your warranty.

Protect the Drainfield

Your drainfield is essential to the system and needs protection from compaction, contamination, and excessive water.

We strongly caution against parking heavy vehicles on the drainfield or planting trees near the drainfield. Limiting erosion in the drainfield and direct downspouts from the house away from the drainfield is also wise. 

Maintain Good Records

Good record keeping can ensure you never miss a routine pump or inspection. Maintain a log of all septic services, including pumping dates, inspection reports, and any repairs or upgrades.

This information is helpful for routine maintenance, home sales, or diagnosing problems. In NEPA, where some systems date back decades, having historical documentation can be a major advantage when selling a house with a septic system.

Professional Septic Tank Maintenance

To truly guarantee a long septic life free of costly repairs, it’s essential to get routine maintenance performed by a professional every so often. 

Getting Your Tank Pumped Regularly

One of the most important steps in septic system care is regular pumping. Over time, solids accumulate in the tank and can overflow into the drainfield if not removed. This can clog the system and lead to failure.

Generally, we recommend pumping your septic tank every 3 to 5 years. However, your pumping schedule depends on your household size, tank size, and water usage habits.

Due to our area’s cold winters and clay-heavy soils, failing to pump your tank can quickly become a costly problem due to poor percolation and frozen drainfields.

Scheduling Routine Professional Inspections

Even if your system seems to be working fine, regular septic inspections can catch early warning signs before a minor issue becomes a major repair.

A certified septic professional in NEPA can check for:

• Sludge and scum levels in your tank
  
• Signs of leakage or backup
  
• The condition of the tank, baffles, and pipes
  
• Drainfield saturation or odor issues
  

Aim to have your system inspected at least once every three years, or more often if you have an older system with a history of problems.

Warning Signs Your Septic Needs Repairs

Septic system problems rarely go away on their own and are built to last for decades. Pay attention to the following red flags that your septic system may be in need of repair. 

• Slow-draining sinks or toilets
  
• Gurgling sounds from plumbing
  
• Wet, soggy, or unusually green patches of grass over the drainfield
  
• Sewage odors indoors or outdoors
  
• Backups in the lowest drains of the house
  

If you notice any of these issues, call a septic professional immediately. Delaying repairs can lead to complete system failure, which you don’t want during the winter. 

Caring for Your Septic System Pays Off

Your septic system is one of the most important parts of your home. With proper care, it can last 20 to 40 years or longer with little to no repairs. Unfortunately, neglect can lead to backups, environmental damage, and expensive system replacements.

Whether you live in the backwoods of Wayne County, the hills of Luzerne County, or the farmlands of Lackawanna, taking the time to properly care for your septic system ensures peace of mind, protects your investment, and safeguards NEPA’s groundwater and environment.

FAQs

Is it OK to use a garbage disposal with a septic system?

It’s not recommended. Garbage disposals add extra solids to your tank and can lead to faster sludge buildup.

Can I plant trees near my septic system?

No. Tree roots can invade pipes and tanks, causing damage. Stick to grass and shallow-rooted plants that won’t disrupt pipes underground. 

Are septic tank additives helpful?

Generally, no. Most additives are unnecessary and may harm your system or drainfield.

As Northeast Pennsylvania enters a housing shortage, new construction homes offer a way to relieve an overinflated market. 

Just drive by areas like Dallas, Clarks Summit, and Forty Fort, where demand is sky-high, and you’ll find dozens of new suburban developments and townhouse communities under construction. 

Most new construction homes come with the benefit of a choice location and feature modern appliances and fixtures, such as that ultra-desirable new kitchen. 

Unlike older homes with greater wear and tear, many home buyers trust newer construction homes to be free of defects.

However, new construction homes should always be inspected, as poor craftsmanship and improper foundation settling are common problems that can spread across these properties.

While the home builder warranty may cover you up to a year after construction, these problems can take years to manifest, though they may be spotted early. 

Here are nine common issues found in new construction homes in Northeast Pennsylvania and the importance of new home inspections.

1. Foundation Settling and Grading Problems

How much settling is normal for a house? That’s one of the most common questions from new homeowners who may notice cracks emerge on the walls and foundation of their new home. 

While a small amount of settling is expected in the first year of moving in, if you start to notice any of the following signs, it could indicate more serious foundation issues:

• Horizontal cracks forming in drywall, especially around windows and door frames
• Uneven floors that feel sloped
• Doors and windows that are difficult to open or stick
• Gaps forming between walls and ceilings
• Observable cracks in the foundation
• Water pooling around the foundation, leading to moisture intrusion in the basement or crawl space

While some of these are normal symptoms of advanced settling in older homes, they should ring alarm bells if observed within the first two years of occupying an entirely brand-new building. `

2. Improper Drainage and Water Intrusion

One of the most common builder mistakes we observe throughout all homes in NEPA is poor drainage from downspouts, malfunctioning sump pumps, and improper site grading. The heavy rain and snowfall observed throughout the area could have devastating long-term effects on your foundation, asphalt, and landscaping.

While improper downspouts can be easily fixed, poor or improper grading can be much more costly and should be addressed by builders immediately before their warranty expires. 

3. HVAC System Deficiencies

Energy efficiency is in high demand among home buyers as energy costs continue to skyrocket in NEPA. However, central air systems and new boilers may be among the most expensive and consistent repairs you make if they are improperly installed.

Some common issues we frequently observe with newer HVAC systems are almost always owed to poor workmanship, such as improper ducting, missing return vents, or incorrect sizing. 

If left unchecked, your HVAC system could end up driving up your utility costs and lead to more costly repairs down the road. 

4. Insufficient Insulation and Air Sealing

While newer homes tend to have better insulation than older homes, poor contractor work can lead to a bevy of issues. Chief among them is improper air sealing, allowing for outside air and pests to get in and settling if blown-in insulation is used. 

Not only can improper insulation lead to higher utility bills, but it can also lead to faster degradation and moisture issues if proper ventilation is not installed.

5. Roofing and Siding Issues

Unfortunately, virtually any home with a new roof or siding can suffer from issues related to poor construction.

Exposed nails, rising shingles, and poor decking are among some of the most common issues we see, even in recently installed newer roofs. 

Likewise, if the same roofing contractor was used for siding the house, poor workmanship can easily allow water to enter behind the panels, leading to a whole host of issues behind your walls. 

Again, we strongly urge buyers to inspect new roofs and siding just as you would an older roof and siding, as these are complicated projects that are subject to human errors. 

6. Electrical System Problems

Modern homes have greater electrical demands than ever, but in some new construction houses, the wiring doesn’t reflect that. Builders may use minimal circuits to save money or fail to include enough outlets, leading to the following issues:

• Breakers that frequently trip
  
• Insufficient kitchen or bathroom outlets
  
• Missing GFCI protection near water sources
  
• Loose or poorly installed switches and outlets
  

In fact, one home inspector from Arizona recently went viral for exposing many of these same issues found in new builds around the Phoenix area. 

7. Plumbing Concerns

Hand-in-hand with electrical concerns tend to come from plumbing concerns. While not as common in newer homes, cheap materials and rushed work can still lead to leaks, low water pressure, and slow-draining pipes that can aggravate homeowners long-term.

Unfortunately, these issues may not be visible during an initial home walk-through but can easily be spotted by your home inspector. 

8. Cosmetic Defects and Inconsistent Finishes

One of the most telltale signs of rushed work or poor builder quality is cosmetic defects found throughout the home. This may be noticeable on the trim, paint lines, or caulking of important fixtures. In extreme cases, we’ve observed cabinets and appliance doors that don’t close properly due to poor work. 

9. Window and Door Problems

Finally, diagnosing window and door seal problems may be difficult for homeowners without a proper inspection, but they can result in heat loss and other issues throughout the year. For example, you may start to witness window fog due to poor seals or doors that don’t open or close properly. 

Over time, these issues will get worse, either requiring an entirely new frame or fixture for your door or window.

Why Multiple Inspections Are Important for New Builds

Most experts recommend that at least three home inspections be conducted during the home construction process:

• Pre-Construction Inspection: Observes the foundation and grading of the site property.
• Frame Inspection: Analyzes the framing of the home. 
• Pre-Drywall Inspection: Analyzes interior components, such as electrical work and plumbing. 

Afterwards, home buyers should conduct their final walk-through inspection covering the home’s totality from the foundation to the roof. 

Remember, mistakes can happen even if you work with a reputable builder. Plus, much of the work involved in constructing a home is outsourced to subcontractors, so all it takes is one mistake by any of these companies to put you on the hook for thousands of dollars in repairs. 

How Much Does a Builder’s Warranty Cover?

Unfortunately, many home buyers forgo an inspection on new construction, trusting the builder’s warranty to cover any defects that may manifest. However, most standard builder’s warranties only last 6 months to a year, covering workmanship and materials.

Long-term warranties, such as a 2-year warranty, may be purchased to cover repairs to electrical, HVAC, or plumbing work, but you could also save more money by getting a qualified home inspection in NEPA. 

Even getting a post-sale inspection can help cover any issues listed under the warranty so that you do not have to pay out of pocket in the future. 

FAQs

How much settling is normal for a house?

Most homes will settle slightly within the first year—up to 1/2 inch is generally considered normal. Horizontal cracks or cracks wider than 1/4 inch may signal more serious issues.

Are foundation cracks in a new home serious?

Hairline cracks are common due to settling, but wider or stair-step cracks may indicate structural problems and should be evaluated by a professional.

Can I negotiate repairs with a builder?

Yes. Most builders will address punch-list items before closing. Having an inspection report can help you make a stronger case.